no zuo no die系列，来自于pg的wiki。
这一节的内容是：不要使用money。
理由是:

money
It’s a fixed-point type, implemented as a machine int, so arithmetic with it is fast. But it doesn’t handle fractions of a cent (or equivalents in other currencies), it’s rounding behaviour is probably not what you want.
It doesn’t store a currency with the value, rather assuming that all money columns contain the currency specified by the database’s lc_monetary locale setting. If you change the lc_monetary setting for any reason, all money columns will contain the wrong value. That means that if you insert ‘$10.00’ while lc_monetary is set to ‘en_US.UTF-8’ the value you retrieve may be ‘10,00 Lei’ or ‘¥1,000’ if lc_monetary is changed.
Storing a value as a numeric, possibly with the currency being used in an adjacent column, might be better.

原因是money类型是定点类型，在计算机中通过机器int类型实现，取整行为可能不符合期望，同时该字段并没有存储货币单位，取决于数据库的lc_monetary设定，如果计量单位变化那么该值可能会存在问题，因此使用numeric存储数值额外使用其他字段存储货币单位。

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[local]:5432 pg12@testdb=# drop table if exists t_money;
NOTICE:  table "t_money" does not exist, skipping
DROP TABLE
Time: 35.404 ms
[local]:5432 pg12@testdb=# create table t_money(id int,c1 money);
CREATE TABLE
Time: 133.600 ms
[local]:5432 pg12@testdb=# insert into t_money(id,c1) values(1,112343.01);
INSERT 0 1
Time: 0.929 ms
[local]:5432 pg12@testdb=# insert into t_money(id,c1) values(2,112343.31234);
INSERT 0 1
Time: 0.640 ms
[local]:5432 pg12@testdb=# insert into t_money(id,c1) values(3,112343.50);
INSERT 0 1
Time: 0.599 ms
[local]:5432 pg12@testdb=# insert into t_money(id,c1) values(4,112343.99);
INSERT 0 1
Time: 0.523 ms
[local]:5432 pg12@testdb=# insert into t_money(id,c1) values(5,112343.3199);
INSERT 0 1
Time: 0.483 ms
[local]:5432 pg12@testdb=# insert into t_money(id,c1) values(6,112343.3150);
INSERT 0 1
Time: 0.533 ms
[local]:5432 pg12@testdb=# insert into t_money(id,c1) values(7,112343.3101);
INSERT 0 1
Time: 0.531 ms
[local]:5432 pg12@testdb=#

查询数据，实际的数据是四舍五入，保留两位小数

[local]:5432 pg12@testdb=# select * from t_money;
 id |     c1      
----+-------------
  1 | $112,343.01
  2 | $112,343.31
  3 | $112,343.50
  4 | $112,343.99
  5 | $112,343.32
  6 | $112,343.32
  7 | $112,343.31
(7 rows)
Time: 0.321 ms

修改数据库参数的货币设置为zh_CN

[local]:5432 pg12@testdb=# 
[local]:5432 pg12@testdb=# show lc_monetary;
 lc_monetary 
-------------
 zh_CN.UTF-8
(1 row)
Time: 5.212 ms
[local]:5432 pg12@testdb=# select * from t_money;
 id |      c1      
----+--------------
  1 | ￥112,343.01
  2 | ￥112,343.31
  3 | ￥112,343.50
  4 | ￥112,343.99
  5 | ￥112,343.32
  6 | ￥112,343.32
  7 | ￥112,343.31
(7 rows)
Time: 2.092 ms
[local]:5432 pg12@testdb=#

美钞成了人民币。

参考资料
Don’t Do This